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It may not always feel like that right now. But we will.
Wisdom Wednesday
Bernadette Leahy, Authorised Credit Representative
Aug 19, 2020


A home loan interest rate of 1.99%
Yes you read correctly! A Victorian bank has just announced a reduced interest rate of 1.99% under their 3 Year Fixed rate home loan....
Bernadette Leahy, Authorised Credit Representative
Aug 18, 2020


It's true, buying a home solo is hard
Not everyone is in a relationship. It could be you are yet to find the right person, you could be coming out of a relationship or...
Bernadette Leahy, Authorised Credit Representative
Aug 3, 2020


Buying property in a Covid world
Covid 19 has impacted on our lives in everyway. It has also impacted on how we buy property and whether banks will give you a home loan.
Bernadette Leahy, Authorised Credit Representative
Jul 24, 2020


First Home Loan Deposit Scheme - 10,000 places up for grabs
The second allocation of spaces under the government's First Home Loan Deposit Scheme (FHLDS) have now been released 1 July 2020. This...
Bernadette Leahy, Authorised Credit Representative
Jul 2, 2020


A quarter of a million people have deferred home loan repayments as a result of Covid-19
As I write this, more than 250,000 Australians have asked their banks to defer their home loan repayments for up to 6 months due to...
Bernadette Leahy, Authorised Credit Representative
Apr 6, 2020


Banks extending a lifeline to help Aussies
Never in many Australian's wildest dreams (or nightmares) could they have imagined being in a situation where they would lose their jobs...
Bernadette Leahy, Authorised Credit Representative
Mar 25, 2020


Seriously? $4k cash back to refinance?
Cash back offers, historically low interest rates and frequent flyer points are on offer for the willing home loan customer.
Bernadette Leahy, Authorised Credit Representative
Mar 12, 2020


You get cash back! You get cash back! You get cash back!
Just like the infamous Oprah episode where she gave away a brand new Pontiac G6 car to everyone in the audience, right now there is a...
Bernadette Leahy, Authorised Credit Representative
Nov 18, 2019


$2000 cashback, 300k Qantas points or 2.99% interest rate
Without a doubt, the banks are now aggressively chasing you as a customer. Since the election and post recent changes to the way many...
Bernadette Leahy, Authorised Credit Representative
Aug 14, 2019


Hot off the press: Reserve Bank cuts cash rate to a record low 1%
In today's Reserve Bank meeting, the RBA has decided to lower the official cash rate by 0.25% for the second consecutive month. In line...
Bernadette Leahy, Authorised Credit Representative
Jul 2, 2019
Hot off the press: RBA cuts cash rate to record low 1%
In today's Reserve Bank meeting, the RBA has decided to lower the official cash rate by 0.25% for the second consecutive month. In line...
Bernadette Leahy, Authorised Credit Representative
Jul 2, 2019


When even Josh Frydenberg is telling you to "shop around for the best deal" on your home l
As the dust begins to settle after banks reacted to the Reserve Bank rate cut on Tuesday, it is very clear that a range of banks that are...
Bernadette Leahy, Authorised Credit Representative
Jun 6, 2019


Banks aggressively cutting rates. $3500 refinance offer and 3.70% interest rates.
Is this a sign of the tide turning? Are we seeing signs of a frenzy in rate cuts? As a mortgage broker, I'm always eager to see what...
Bernadette Leahy, Authorised Credit Representative
Jun 3, 2019


Our property market right now? It all comes down to market confidence and sentiment ...
If you believe all reports post-election, the consequence of a Liberal win has steadied the ship and returned a rumbling of optimism to...
Bernadette Leahy, Authorised Credit Representative
May 29, 2019


I didn't know that. Words a home buyer should never utter.
Curiouser and curiouser. Things are no longer as they seem. "But I didn't know" you may argue? There are 3 key things every buyer...
Bernadette Leahy, Authorised Credit Representative
Mar 27, 2019


8 Reasons Why You Need the Help of a Mortgage Broker
Why use a Mortgage Broker? If you've never used a Mortgage Broker before you may be stumped as to what it is I do and how I can...
Bernadette Leahy, Authorised Credit Representative
Feb 26, 2019


Getting a home loan with a bank other than the BIG 4
Deciding where to go for your home loan is one of the most important decisions you’ll make. While many prospective property owners will...
Bernadette Leahy, Authorised Credit Representative
Feb 20, 2019


4 things I notice about the banks right now...
Are you looking for a home loan? Times have changed and there are things you need to realise if you are going to secure the finance you...
Bernadette Leahy, Authorised Credit Representative
Nov 23, 2018


10 top tips for choosing an investment property
So, you’re thinking of buying your first residential investment property? There are a few things to consider before making the move. Here...
Bernadette Leahy, Authorised Credit Representative
Oct 26, 2018
