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$2000 cashback, 300k Qantas points or 2.99% interest rate

Without a doubt, the banks are now aggressively chasing you as a customer.

Since the election and post recent changes to the way many banks assess loans this month, these have coincided with many lenders offering highly attractive interest rates and incentives in attempts to attract your home loan business.

For refinancers

Several lenders are offering customers $2000 cash back if you refinance an existing home loan with another lender to them.

Another lender will give you 300k Qantas Frequent Flyer points if you refinance your home loan, providing your loan size is $350k or above.

For new borrowers

The same $2000 cash back and Qantas deal is on offer for those looking to buy a new home or investment property.

For both

For both refinancers and new borrowers if you are comfortable with a fixed rate, we are now seeing a 2.99% fixed interest rate launch onto the market.

That's right. Sub 3%.

What we are also seeing are many lenders willing to aggressively price match or discount their standard variable rates to win your business.

What can we take from this?

To be eligible for many of these offers, strict dates apply regarding both the lodgement of your loan and its settlement.

It is not the time to sit back and wait. If you are looking to buy a home or investment property or have an existing loan, contact me to discuss your situation.

Bernadette Leahy

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