The second allocation of spaces under the government's First Home Loan Deposit Scheme (FHLDS) have now been released 1 July 2020.

This scheme gives eligible first home buyers across Australia the opportunity to contribute as little as a 5% deposit without having to pay...

As I write this, more than 250,000 Australians have asked their banks to defer their home loan repayments for up to 6 months due to financial stress suffered as a consequence of the Coronavirus (Covid-19). 

As hundreds of thousands of people are no longer able to m...

Never in many Australian's wildest dreams (or nightmares) could they have imagined being in a situation where they would lose their jobs overnight.  Nor have their job security threatened, incomes reduce or employment or businesses disappear completely.

Unlike anything...

Cash back offers, historically low interest rates and frequent flyer points are on offer for the willing home loan customer.

Just like the infamous Oprah episode where she gave away a brand new Pontiac G6 car to everyone in the audience, right now there is a cash splurge going on when it comes to home loans.  Up to four lenders are offering $2k cash back to refinance to them and five lenders...

Without a doubt, the banks are now aggressively chasing you as a customer.

Since the election and post recent changes to the way many banks assess loans this month, these have coincided with many lenders offering highly attractive interest rates and incentives in attemp...

In today's Reserve Bank meeting, the RBA has decided to lower the official cash rate by 0.25% for the second consecutive month.

In line with its recent aggressive strategy to stimulate the labour market and boost GDP, the RBA has announced a further rate reduction takin...

In today's Reserve Bank meeting, the RBA has decided to lower the official cash rate by 0.25% for the second consecutive month.

In line with its recent aggressive strategy to stimulate the labour market and boost GDP, the RBA has announced a further rate reduction takin...

As the dust begins to settle after banks reacted to the Reserve Bank rate cut on Tuesday, it is very clear that a range of banks that are actively chasing your business.

While several major banks are being criticised for not passing the full 0.25% cut by the Reserve Ban...

Is this a sign of the tide turning? 

Are we seeing signs of a frenzy in rate cuts

As a mortgage broker, I'm always eager to see what emails land in my inbox from lenders with new rates, special promotions and signs of banks chasing particular types of business. 

Undoubt...

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