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Bernadette Leahy, Authorised Credit Representative
- 19 hours ago
The BUDGET! What it means for home buyers
Last night the Government handed down its 2021 -22 Federal Budget which included home buyer initiatives targeted at specific groups. ...
Bernadette Leahy, Authorised Credit Representative
- May 4
Help, I bought at auction and my preapproval fell through
Putting your hand up at auction and being the last person standing can be both an exciting and stressful experience. It certainly will...
Bernadette Leahy, Authorised Credit Representative
- Apr 21
Preapprovals as rare as hen's teeth...
The best thing you can before you decide to stick your hand up at auction or sign a contract of any description is to have your...
Bernadette Leahy, Authorised Credit Representative
- Apr 6
Aussie home value index rises fastest in 32 years
In a Corelogic report just released 1 April, home values in Melbourne (and Australia wide) are at a record high post the short-lived...
Bernadette Leahy, Authorised Credit Representative
- Mar 23
Fixed rates below 2% - should I fix?
To say that a fixed rate below 2% is enticing is an understatement. With interest rates at such a low level, many people are diving in...
Bernadette Leahy, Authorised Credit Representative
- Mar 19
Would I refinance my loan if I was paid $2000?
Would you bat an eyelid if a bank offered you $2000 to refinance your home loan? Or how about $3000? As the Melbourne market seems to be...
Bernadette Leahy, Authorised Credit Representative
- Mar 15
How many hoops do you need to jump to get a loan?
Anyone who has gone through the process of applying for a loan within the last 6 - 12 months knows that much is required of you, as the...
Bernadette Leahy, Authorised Credit Representative
- Jan 12
Why do banks offer a better deal for new customers?
You've been with the same bank for years. You've made your payments on time. You've always been in credit. You've done everything...
Bernadette Leahy, Authorised Credit Representative
- Dec 15, 2020
Buy Now Pay Later; does it affect my Preapproval?
Buy Now Pay Later (BPNL) schemes such as Afterpay, Zip and Tyro are widely used by many customers whenever spending money online or now...
Bernadette Leahy, Authorised Credit Representative
- Oct 7, 2020
BREAKING NEWS: First Home Loan Deposit Scheme - 10,000 new places up for grabs!
There has been good news for First Home Buyers in the Federal Budget announced last night. The First Home Loan Deposit Scheme (FHLDS)...
Bernadette Leahy, Authorised Credit Representative
- Aug 31, 2020
It's simple maths. Saving $524 per month
Do you understand what a reduction in your interest rate would really mean to your bottom line?
Bernadette Leahy, Authorised Credit Representative
- Aug 26, 2020
Don't forget to ask your nearest and dearest
A simple question in these challenging times. Remember to ask.
Bernadette Leahy, Authorised Credit Representative
- Aug 19, 2020
It may not always feel like that right now. But we will.
Wisdom Wednesday
Bernadette Leahy, Authorised Credit Representative
- Aug 18, 2020
A home loan interest rate of 1.99%
Yes you read correctly! A Victorian bank has just announced a reduced interest rate of 1.99% under their 3 Year Fixed rate home loan....
Bernadette Leahy, Authorised Credit Representative
- Aug 3, 2020
It's true, buying a home solo is hard
Not everyone is in a relationship. It could be you are yet to find the right person, you could be coming out of a relationship or...
Bernadette Leahy, Authorised Credit Representative
- Jul 24, 2020
Buying property in a Covid world
Covid 19 has impacted on our lives in everyway. It has also impacted on how we buy property and whether banks will give you a home loan.
Bernadette Leahy, Authorised Credit Representative
- Jul 2, 2020
First Home Loan Deposit Scheme - 10,000 places up for grabs
The second allocation of spaces under the government's First Home Loan Deposit Scheme (FHLDS) have now been released 1 July 2020. This...
Bernadette Leahy, Authorised Credit Representative
- Apr 6, 2020
A quarter of a million people have deferred home loan repayments as a result of Covid-19
As I write this, more than 250,000 Australians have asked their banks to defer their home loan repayments for up to 6 months due to...
Bernadette Leahy, Authorised Credit Representative
- Mar 25, 2020
Banks extending a lifeline to help Aussies
Never in many Australian's wildest dreams (or nightmares) could they have imagined being in a situation where they would lose their jobs...
Bernadette Leahy, Authorised Credit Representative
- Mar 12, 2020
Seriously? $4k cash back to refinance?
Cash back offers, historically low interest rates and frequent flyer points are on offer for the willing home loan customer.
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