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Are the first home buyer schemes all they are cracked up to be?
It has been reported that in the last 12 months for the financial year 2022 - 2023, nearly a third of all first home buyers took...
Bernadette Leahy, Authorised Credit Representative
Oct 10, 2023


It's a hold. No move on RBA cash rate.
The RBA has decided to keep the cash rate on hold for the fourth consecutive month, following today's meeting. With ongoing uncertainty...
Bernadette Leahy, Authorised Credit Representative
Oct 3, 2023


RBA meets at 2:30pm today...will they increase or hold?
After three consecutive months where the RBA has left the official cash rate on hold, this afternoon's meeting becomes all the more...
Bernadette Leahy, Authorised Credit Representative
Oct 3, 2023


What is your credit score? And why should you know what it is.
Whenever you apply for a loan, a bank completes a credit check to determine what your credit score is. Depending upon what your credit...
Bernadette Leahy, Authorised Credit Representative
Sep 7, 2023


**INVESTOR ALERT**- thinking of investing in the current property market? Read on...
There are various reasons why people decide to buy an investment property. It can be to buy an asset, seperate to the family home, with...
Bernadette Leahy, Authorised Credit Representative
Aug 27, 2023


Are you one of the lucky ones in a very low fixed rate?
For home loan customers who fixed for 2 or 3 years pre and during Covid, many were lucky enough to lock in fixed rates around 2.29%, with...
Bernadette Leahy, Authorised Credit Representative
Aug 21, 2023


'Patience is a virtue' with interest rates...or so they say
More than ever before with rates remaining high, home loan customers are seeking a reprieve and asking the question 'can I refinance'....
Bernadette Leahy, Authorised Credit Representative
Aug 16, 2023


The secret 'in' that might get you that refinance...
For anyone who has gone to refinance recently, you may have been stopped in your tracks when you heard the exact interest rate at which...
Bernadette Leahy, Authorised Credit Representative
Aug 8, 2023


***NEWSFLASH*** RBA keeps cash rate ON HOLD
To the relief of many home loan customers, the RBA has announced this afternoon that it will keep the cash rate on hold for a second...
Bernadette Leahy, Authorised Credit Representative
Aug 1, 2023


Beware. The REVERT rate.
Anyone who is coming out of fixed rate in the next few months will be dreading the expiry of what now appear to be long-gone low interest...
Bernadette Leahy, Authorised Credit Representative
Jul 24, 2023


Finally....! RBA leaves cash rate on hold
Australian mortgage holders can now breathe a collective sigh of relief as the RBA has just announced at today's meeting that it has...
Bernadette Leahy, Authorised Credit Representative
Jul 4, 2023


NEWSFLASH - Inflation finally falls, now for the RBA
The pain that many home loan customers are feeling stems from the Reserve Bank's efforts to rein in inflation by increasing the cash...
Bernadette Leahy, Authorised Credit Representative
Jun 28, 2023


*Breaking News* RBA surprise call with rate hike
In what has come to a surprise to many, the RBA has increased the cash rate by 0.25% taking the official cash rate to 3.85%. Many...
Bernadette Leahy, Authorised Credit Representative
May 2, 2023


RBA rate rises on hold....finally
Many home loan customers have finally breathed a sigh of relief after the Reserve Bank announced a pause in cash rate rises at it's...
Bernadette Leahy, Authorised Credit Representative
Apr 4, 2023


Auction clearance rate hits 78% - what the?
If we believe everything we read about the consequences of 10 consecutive rate rises and the increasing strain on family budgets and...
Bernadette Leahy, Authorised Credit Representative
Mar 27, 2023


When you want to break up with your bank...but you can't
Are you finding yourself in this situation at the moment? You've finally decided to make the break - in some ways your hand has been...
Bernadette Leahy, Authorised Credit Representative
Mar 8, 2023


*Newsflash* Reserve Bank lifts cash rate for 9th time...
In today's Reserve Bank meeting, the first for 2023, the Reserve Bank has announced the another 0.25% increase in the cash rate. This is...
Bernadette Leahy, Authorised Credit Representative
Feb 7, 2023


800,000 Aussie's coming out of fixed rates this year....
It's hard to comprehend. It was announced yesterday by the Reserve Bank that 800,000 Australians will be coming out of their fixed rates...
Bernadette Leahy, Authorised Credit Representative
Feb 2, 2023


Inflation rises again...what it means for interest rates
The Australian Bureau of Statistics (ABS) has today released its inflation figures for the month of November. It shows that CPI rose...
Bernadette Leahy, Authorised Credit Representative
Jan 11, 2023


The Santa present we want to re-gift...RBA announces 8th consecutive increase in rates
It is the Christmas present we expected but did not want. The Reserve Bank has today 'gifted' Australians with another increase in the...
Bernadette Leahy, Authorised Credit Representative
Dec 6, 2022