There has been a trend for the last month for fixed rates across the board to be increasing. Not only have we seen some banks increase...

In the blink of an eye, a large number of banks have lifted their longer term fixed rates. Up until recently, any rate hikes were not...

Did you know that there are two types of variable rates? They’re known as standard rates and basic rates and choosing the right one could...

It feels like a battle ground. Eager buyers pushing each other to the extreme, to fight to be the last person standing at many of our...

From today, the Australian Government has released 30,000 new places under it's three home buying schemes; the First Home Loan Deposit...

Would $2k cash back be a big enough incentive for you to consider refinancing your home loan? What about $4k? Would it be enough to help...

'Subject to finance' has frequently been the default clause written into contracts by prospective buyers, in order to cover themselves in...

Last night the Government handed down its 2021 -22 Federal Budget which included home buyer initiatives targeted at specific groups. ...

Putting your hand up at auction and being the last person standing can be both an exciting and stressful experience. It certainly will...

The best thing you can before you decide to stick your hand up at auction or sign a contract of any description is to have your...

In a Corelogic report just released 1 April, home values in Melbourne (and Australia wide) are at a record high post the short-lived...

To say that a fixed rate below 2% is enticing is an understatement. With interest rates at such a low level, many people are diving in...

Would you bat an eyelid if a bank offered you $2000 to refinance your home loan? Or how about $3000? As the Melbourne market seems to be...

Anyone who has gone through the process of applying for a loan within the last 6 - 12 months knows that much is required of you, as the...

You've been with the same bank for years. You've made your payments on time. You've always been in credit. You've done everything...

Buy Now Pay Later (BPNL) schemes such as Afterpay, Zip and Tyro are widely used by many customers whenever spending money online or now...

There has been good news for First Home Buyers in the Federal Budget announced last night. The First Home Loan Deposit Scheme (FHLDS)...

Do you understand what a reduction in your interest rate would really mean to your bottom line?

A simple question in these challenging times. Remember to ask.

Wisdom Wednesday