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When you want to break up with your bank...but you can't
Are you finding yourself in this situation at the moment? You've finally decided to make the break - in some ways your hand has been...
Bernadette Leahy, Authorised Credit Representative
Mar 9, 2023


*Newsflash* Reserve Bank lifts cash rate for 9th time...
In today's Reserve Bank meeting, the first for 2023, the Reserve Bank has announced the another 0.25% increase in the cash rate. This is...
Bernadette Leahy, Authorised Credit Representative
Feb 7, 2023


800,000 Aussie's coming out of fixed rates this year....
It's hard to comprehend. It was announced yesterday by the Reserve Bank that 800,000 Australians will be coming out of their fixed rates...
Bernadette Leahy, Authorised Credit Representative
Feb 2, 2023


Inflation rises again...what it means for interest rates
The Australian Bureau of Statistics (ABS) has today released its inflation figures for the month of November. It shows that CPI rose...
Bernadette Leahy, Authorised Credit Representative
Jan 11, 2023


The Santa present we want to re-gift...RBA announces 8th consecutive increase in rates
It is the Christmas present we expected but did not want. The Reserve Bank has today 'gifted' Australians with another increase in the...
Bernadette Leahy, Authorised Credit Representative
Dec 6, 2022


Is it finally the end of interest rate hikes in December?
After more than 6 months of Reserve Bank cash rate increases which have translated into higher variable home loan rates and repayments,...
Bernadette Leahy, Authorised Credit Representative
Dec 1, 2022


A bank has just reduced its interest rates....what does that mean?
You read correctly. I have just received an email that ING Bank is reducing its variable interest rates (albeit by 0.10%) effective...
Bernadette Leahy, Authorised Credit Representative
Nov 21, 2022


Riding the interest rate merry go round.
It may well feel that you are on a merry go round right now, that is not only gaining momentum but seemingly, spinning out of control....
Bernadette Leahy, Authorised Credit Representative
Nov 18, 2022


Offset vs redraw - have you got it right?
In a world of rising interest rates, an offset account or redraw can help you to reduce the interest charged to your loan each month. As...
Bernadette Leahy, Authorised Credit Representative
Nov 8, 2022


Have you been affected by rising interest rates?
It is a daunting world we live in with regards to home loan interest rates. Since 3rd of May, there have been five rises in the official...
Bernadette Leahy, Authorised Credit Representative
Oct 17, 2022


Is that a bank 'reducing interest rates' that I see before me?
Surely not, After four consecutive cash rate rises by the Reserve Bank in recent months which has been passed on to home loan customers...
Bernadette Leahy, Authorised Credit Representative
Aug 23, 2022


In a fixed rate? The secret strategy to prepare for higher interest rates when you exit.
Many home loan customers who took advantage of historically low fixed rates to lock in a 1.89% to 2.29% fixed rate over the last 2 to 3...
Bernadette Leahy, Authorised Credit Representative
Aug 12, 2022


The banks haven't increased rates....yet.
Yesterday saw the Reserve Bank lift the official cash rate by 0.5%. This is the fourth increase in the cash rate by the Reserve Bank in...
Bernadette Leahy, Authorised Credit Representative
Aug 3, 2022


Have you missed the boat to fix your home loan?
Home loan interest rates are on the rise. With the Reserve Bank raising the cash rates twice in recent months, bank's have increased...
Bernadette Leahy, Authorised Credit Representative
Jul 25, 2022


Variable rates have increased. Now we're seeing first of the fixed
Following the Reserve Bank increase to the cash rate on Tuesday, we have seen all big four banks increase their variable rates by 0.25%...
Bernadette Leahy, Authorised Credit Representative
May 5, 2022


Are interest rates rising as early as next week?
Much has been talked about in regards to the likely increase in the cash rate by the Reserve Bank and flow on affect to bank home loan...
Bernadette Leahy, Authorised Credit Representative
Apr 29, 2022


The election. First Home Buyers weigh in.
Now that a date has been set for the election, May 21, First Home Buyers have to decide whether their vote will be impacted by the first...
Bernadette Leahy, Authorised Credit Representative
Apr 12, 2022


News flash! 35,000 places in the First Home Loan Deposit scheme announced by Liberal party
The Morrison Government has announced as part of tomorrow's budget that it will release 35,000 new places in the First Home Loan Deposit...
Bernadette Leahy, Authorised Credit Representative
Mar 28, 2022


How to save a deposit when house prices are rising higher than wages
A report released by Domain into first home buyers has indicated that the time it takes a first home buyer couple to save a deposit has...
Bernadette Leahy, Authorised Credit Representative
Mar 24, 2022


Lenders are increasing fixed rates....again
Following the wave of increases in fixed rates across many bank a couple of months ago, another round of increases in fixed rates is in...
Bernadette Leahy, Authorised Credit Representative
Feb 22, 2022
