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Bernadette Leahy, Authorised Credit Representative
- Jul 27, 2018
Confused about home loan preapprovals? Follow these 4 steps.
Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan and the first step to getting one is obtaining preapproval for it. StartFragment Preapproval – also known as conditional approval or approval in principle – is an indication from a lender as to how much you can borrow. If you have preapproval, vendors and agents know you’re serious about buying. Here are the steps you need to follow. 1. Gather your fin
Bernadette Leahy, Authorised Credit Representative
- Jul 12, 2018
Mortgage Offset Accounts: Making your loan work for you
Savvy borrowers have an end-game in sight before they even apply for a home loan and with the right mortgage offset account, they could win that game even more quickly. StartFragmentHome buyers usually focus on the here and now, not the distant future. Rather than the size of their loan balance in 10 or 20 years, they are more likely to think about how much they can borrow and the kind of house they can afford.EndFragment EndFragment StartFragment But smart borrowers know the
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